Category: Professional Perspectives

Banks To Defer Mortgage Payments For California Borrowers Impacted By COVID-19 Crisis

On March 25, 2020, Governor Gavin Newsom announced that four of the five major banks – JP Morgan Chase, Citigroup, Wells Fargo and U.S. Bank – along with nearly 200 state-chartered banks and credit unions agreed to defer collecting mortgage payments from borrowers impacted by the crisis for 90 days.  During his announcement the governor…
Read more

The Marketing Triangle

Denise Loses, writer for Realty Times takes a look at the three critical areas in designing your marketing plan.

4 Common Down Payment Myths

Tara Mastroeni, contributing writer for Forbes magazine debunks some common down payment myths.

Why You Should Still Refi While Rates Are Low

Tara Mastroeni, contributing writer for Forbes magazine, lays out 3 scenarios where refinancing your mortgage might makes sense.

Pros and Cons of Real Estate Investing

Written by Jenny Harrison for Realty Times Considering today’s volatile markets and unpredictable political environment, many people are looking for other ways to invest their money besides traditional stocks, bonds, and 401(k)s. Real estate investing has jumped to the forefront as a way to not just save for the future but also generate cash flow and grow…
Read more

Comparing Rentals in Different Markets and the Risks of Low Rent/High Cap Investments

Written by Edward Brown for Realty Times Many investors, primarily those in California, have looked into purchasing rental property in states they would have previously not pondered but for the low CAP rates in California compared to Mid-West and Southern states. There is so much money in California looking for an investment home that prices…
Read more

How To Get Free Money Or Make Easy Money For Your Down Payment

Written by Jaymi Naciri, Realty Times Want to buy a house but short on cash to get the deal done? It’s a common problem that is keeping countless potential buyers on the sidelines. “Money issues often stand in the way of homeownership,” said Bankrate. “A survey by rental service Apartment List found that 80 percent of millennial…
Read more

Buying a Rental Property? Here’s What You Can Expect

Written by David Reed, Realty Times If you run across someone who owns multiple rental properties, it’s very possible that individual never intended to own so many. In addition, those who own a rental property might also be “accidental” landlords after having inherited a property or renting out their current home while buying another. Real…
Read more

First Time Home Buyer

Trying to purchase a home for the first time? Not sure where to start?

Convert Your Garage Into Extra Cash With An ADU

In an effort to address California’s severe housing shortages, lawmakers passed two bills in October 2017, designed to encourage the creation of Accessory Dwelling Units (ADU’s), commonly referred to as “granny flats”. The new laws, which went into effect January 1, 2018, should make it easier for homeowners to convert garages and “back houses” into…
Read more